When you are suffering from some financial problems that will let you get into the short of cash between pay checks, the instant Singapore payday loan,CreditExcel can help you get out of the situation. As with a personal loan, the money lender is able to offer quick, convenient and customized payday loans to customers. The goal of them is to help those who are experiencing financial problems before their payday. It is necessary to find a licensed and legal money lender in Singapore that are dedicated to providing a wide range of payday loan, fast cash loan and personal loan Singapore.
Avoid Credit Card Penalties
So your credit card statement has shown up in the mail and this month the due date is before your pay date instead of on or after as you’ve grown accustomed to. You have no savings account available to draw money from to pay it early because you use every dime to live and work. So what, you can just pay it late. No! You really don’t want to do that because your payments will get larger. Most credit card companies have a late fee or missed payment fee which they will tack not your next bill. That fee can actually put your account over limit so they tack on an over limit fee as well.
Can you avoid paying the bill late and preventing the fee and interest from snowballing without a savings account? Yes, you can turn to the short term financial markets and get a fast cash Singapore payday loan,CreditExcel. By borrowing enough money to make your payment on time, you avoid a potential future or penalty fees and higher interest rates with the credit card company. The money you borrow with the payday loans is repaid on your very next pay date so it’s like getting a cash advance from your employer. The interest rate you pay on the short term loan is much more desirable than years at a default annual percentage rate with your credit card company.